Oakford Loans takes phone and online funding requests from Hagerstown, Maryland and towns across Washington County, including Williamsport, Smithsburg, Boonsboro, Funkstown, Hancock and Halfway. Each note gives Census figures for that town's ZIP or place, labeled by geography, because a ZIP is not the same as town limits. Funding paths and steps are the same in every town.
Who Makes Up Washington County, MD Businesses
Washington County had 3,417 employer establishments in 2023, 45.8% with fewer than five employees (County Business Patterns 2023; the share is our arithmetic). The Hagerstown, MD page breaks those counts down by size and sector.
Williamsport, MD and ZIP 21795
ZIP 21795 had 248 employer establishments with 5,223 paid employees in 2023; 36.7% had fewer than five employees (ZIP Code Business Patterns 2023). Williamsport covers 3.1% of the ZIP's land, so the ZIP figures describe a wider area. Other services, transportation and warehousing, wholesale and retail trade had the most establishments.
Smithsburg, MD and ZIP 21783
ZIP 21783 had 124 employer establishments in 2023, 53.2% with fewer than five employees, and construction had more establishments than any other sector, 32 (ZIP Code Business Patterns 2023). Smithsburg covers 2.4% of the ZIP's land.
Boonsboro, MD and ZIP 21713
ZIP 21713 had 186 employer establishments with 1,803 paid employees in 2023; 57.5% had fewer than five employees, and construction led with 32 establishments (ZIP Code Business Patterns 2023). Boonsboro covers 7.7% of the ZIP's land.
Funkstown, MD, Hancock, MD and Halfway, MD
ZIP 21734, whose land lies entirely within Funkstown, had 19 employer establishments in 2023. ZIP 21750 had 93, 50.5% with fewer than five employees; Hancock covers 4.5% of its land (ZIP Code Business Patterns 2023). Halfway has no ZIP of its own; an estimated 10.0% (+/- 3.3) of its employed residents were self-employed (ACS 2020-2024).
Smaller Washington County, MD Places That Call or Send the Form
Requests from smaller places such as Maugansville, Robinwood, Keedysville, Clear Spring and Sharpsburg come in the same way: a phone call or the online form. Funding partners read the business's own records, not its town, so the six funding paths on the comparison page apply everywhere.
Washington County, MD Towns and the Hagerstown, MD Listing
Oakford Loans is listed in Hagerstown, Maryland. For Washington County figures by sector, see the city page.
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